Rapid, affordable remittance integration for Fintechs

Level the digital playing field

Tech-first approach

ReadyRemit’s robust SDKs and easy-to-integrate APIs streamline implementation to 90 days or less, eliminating the need for complex systems.

Integration comparison guide

APIs or SDKs
Which Is the right option for your business?

When integrating a remittance solution, understanding the difference between APIs and SDKs can help you make the best choice for your business. Both options allow you to enhance your platform with new features and streamline user experiences, but they offer different levels of control, customization, and development effort. This guide breaks down the key differences to help you decide which path—API or SDK—is right for your team’s capabilities and business goals.

SDK Rapid speed to market

If you're aiming for a quick, low-tech integration, our SDKs (available for mobile and web) offer a fully built-out front-end experience with compliant, user-tested flows—ideal for clients looking to launch rapidly with minimal development effort.

Here’s why our SDKs might be the right choice for you:

Quick to market with a fully tested solution: Our SDKs come with pre-built, streamlined workflows that enable a faster launch. We’ve conducted extensive user testing to ensure the greatest success with payment flows, so you can go live with confidence.
Fully compliant: Integrated compliance with regular updates ensures you’re always aligned with regulatory needs without the extra effort.
Simplified integration: SDKs are perfect for teams with limited development resources, making it an efficient, plug-and-play solution.
White-label global experience: With full branding capabilities, and multi-language support, SDKs provide a polished, global-ready solution that aligns with your brand’s identity.

API Customization and flexibility

For clients who need complete control and customization over their remittance flow, our APIs provide flexibility but require more dedicated development time and resources.

Choose the API route if you:

Need full control: APIs allow you to shape your integration to fit your specific business needs and create a tailored experience for end-users. This is especially beneficial if you need to integrate into an existing payments experience.
Full brand customization: With API integration, you have the ability to customize each part of the user experience, controlling the design to align perfectly with your vision. (Note: Certain flow requirements must also be followed to ensure compliance.)
Have development resources: APIs demand ongoing maintenance, including regular updates for compliance, making a dedicated development team essential for long-term success.

Note: API integrations require a longer time to market and an additional review period prior to launch, so careful planning and resource allocation are crucial.

Expand platform features

Quickly add new functionality to your platform in a cost-effective way, with no upfront fees.

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Maximize revenue opportunities in a lucrative remittance market

Diversify revenue streams with high-value transfer fees, standing out from traditional banks and competitors to attract more customers.

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Simplify cross-border payments

Upgrade your offerings with an embedded end-to-end cross- border payment solution, ensuring you meet today’s customer expectations.

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Flexible pricing management

Easily adjust transaction fees, exchange rates, and margins to optimize profitability across different markets.

Drive adoption

Accelerate user engagement by leveraging our marketing support, featuring tailored campaigns and strategic messaging.

Comprehensive compliance management

Stay ahead of cross-border regulations with our built-in compliance solution, including BSA/AML transaction monitoring, KYC, real-time sanctions screening, and limit management capabilities.

Fintech holds the potential to shake up a rigid remittance industry long dominated by a few players that have imposed high costs.*

* Despite Expansion of Digital Financial Services Such as Mobile Money, Obstacles Remain to Expanding Their Use in Remittance Transfers. Migration Policy Institute.

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The foreign exchange rates shown in images are for illustration purposes only and do not reflect actual rates.
They are provided solely as an example and shall not be relied upon for any purposes whatsoever.

Brightwell is a technology provider and not a bank or other regulated financial institution.
All regulated international transfer services associated with Brightwell are provided by The Bancorp Bank, N.A. Terms and conditions apply.

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Simplify cross-border payments

Fintech holds the potential to shake up a rigid remittance industry long dominated by a few players that have imposed high costs.*

Cross-border payments made easy.

Ready to get started?